Coming off a spring and summer of untimely Connecticut funerals — life celebrations to be sure as well — it seems a bit crass to be revisiting another bottom-line fact of life: the value some nameless actuary assigned your life or my own years ago in approving a life insurance policy. But I doubt I am the first person to wonder if coronavirus kicks in any exclusions that could limit the ability of my beneficiaries to collect on that policy.
Turns out the virus cannot — with one big exception we’ll cover — but there are a few more big questions out there when it comes to life insurance in the context of a pandemic.